Attention homeowners in Haymarket and Prince William County: Need an appraisal?

The top seven reasons VA homeowners call on VA Local Homes, LLC:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a VA property tax assessment
  3. To cut a monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a VA divorce, where property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Prince William County or the state of VA

Own a home in or near Haymarket, VA and need help determining the value of it?
Contact VA Local Homes, LLC.

We at VA Local Homes, LLC understand the special needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at VA Local Homes, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to remove PMI

An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are qualified in helping customers just like you do away with unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from VA Local Homes, LLC is your #1 weapon.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. VA Local Homes, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? VA Local Homes, LLC offers field reviews where we go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.